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PIN and Card Entry on Phones or Tablets

Commoditizing payment acceptance to drive continued payment adoption

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Software PIN on COTS (SPoC) and Tap on COTS

The acceptance of card based payments have always been limited by the need for payment terminals at the point of sale. These terminals were required to read the card details and accept the customer's PIN entry. But what if you could break away from the reliance on dedicated payment terminals and accept payments with a standard phone or tablet?

Now you can, with Software PIN on COTS (SPoC) and Contactless on COTS - new standards supported by PCI and the card brands. How will these standards and implementations impact your business? As a terminal vendor, what do you need to do to take advantage of this new market?


Depending on your role in the payment ecosystem, you may need to comply to more than one PCI program. As the sole security industry expert offering the most number of PCI services globally, UL helps you simplify all of your PCI compliance needs for a cohesive risk management program.

UL is also the only Approved Application Scanning Validator (ASVV) and Consumer Electronic Clearing System Approved Evaluation Facility.

Contactless Payments