Skip to main content

PCI 3-D Secure & EMV® 3-D Secure SDK

Security Requirements & Assessment Procedures

Speak with an Expert

PCI has developed a set of security requirements specific to 3DS SDKs (PCI 3DS Security Requirements & Assessment Procedures for EMV® 3-D Secure SDK) and a corresponding approval program (PCI EMV® 3-D Secure 3DS SDK Program Guide).

The security requirements cover:

  • Protection of cardholder data and reference data
  • Minimal storage of sensitive data
  • Integrity checks on the application and platform
  • Resistance against reverse engineering
  • Mitigations of side channel leakage of sensitive information
  • Correct use of PCI approved cryptography


As an accredited PCI 3DS SDK lab, UL can support you at each stage of the evaluation process to optimize performance and efficiency.