Knowledge Center

Payments, banking, fintech and financial services. Big topics, important themes.

Have you ever felt lost in all the rules and requirements that need to be taken into account for a terminal deployment? Emailing back and forth with card brands, trying to figure out how you should proceed with your certification project, starts to feel like a waste of time.

January 1, 2020 marks the official and unequivocal entry into the era of connected device cybersecurity regulation. The states of California (Senate Bill No. 327) and Oregon (House Bill No.

EMV in transit connects public transport to (global) payment schemes, providing great ease-of-use benefits to the commuter.

We’ve relied on our ability to identify people and things for hundreds of thousands of years, since the beginning of our species and before.  The way you look, the way you behave, the way you communicate – all the things that make you intrinsically you

Why should we be able to have our credit cards stored on our phones and not our Drivers License? Well fortunately, we can and about 30% of the states in the US have already thought about it!

One of the main functionalities of mDL is to provide user consent and selective information release which is one of the core privacy principles to establish trust within parties in an mDL ecosystem,

Leiden, the Netherlands, June 21, 2019: UL is proud to announce that Discover® Global Network has accredited UL to provide Card Personalization Validation for Discover Global Network solutions.

A household name that is commonly thrown around in every conversation and in every product advert defining it as smart; is the term IoT. What is IoT? In short it refers to internet of things. Then you might wonder what do “things” mean.

The move away from cash. Rising smartphone adoption. Improvements in connectivity.

I think it’s objectively clear now that EMV has stopped card present counterfeit fraud.  Truth to tell, it has been for some time, but it’s worth restating – EMV works.  The simple graphic below, from UK finance, tells the story quite succinctly.  Counterfeit card fraud has changed from 18% of th

The payments industry is undergoing a period of rapid change, with the introduction of programs like PCI Software PIN on COTS (SPoC) and the Tap on COTS programs by card brands (with an up-coming PCI standard as well) changing how we accept card present payments. 

We are living in the age of data.

Mastercard Profile Advisor is a new rule-based expert system supporting issuers in the definition of their personalization profiles. Profile Advisor helps you create a profile that meets both your business requirements and Mastercard rules and requirements.