Knowledge Center | Identity Management & Security

mDL: The Digital Future of Identity Verification

Why should we be able to have our credit cards stored on our phones and not our Drivers License? Well fortunately, we can and about 30% of the states in the US have already thought about it!

mDL Holder Consent and Selective Information Release

One of the main functionalities of mDL is to provide user consent and selective information release which is one of the core privacy principles to establish trust within parties in an mDL ecosystem,

UL accredited by Discover® Global Network to perform card personalization validation services (CPV)

Leiden, the Netherlands, June 21, 2019: UL is proud to announce that Discover® Global Network has accredited UL to provide Card Personalization Validation for Discover Global Network solutions.

IoT Security: Opportunity or a Disaster in the midst

A household name that is commonly thrown around in every conversation and in every product advert defining it as smart; is the term IoT. What is IoT? In short it refers to internet of things. Then you might wonder what do “things” mean.

PSD2: Impact of Dynamic Linking with Consumer Presented QR Codes

Written by Robert Green, Rakshith Malige & Vicente Frances Molla.

Money20/20 Europe 2019 - The Royale with Cheese

Money20/20 Europe is quite different to the event in other parts of the world. The overarching thread that is most common between the discussions and booths in Europe this year was 'Assumed Commerce’...

FAQs & Webinar Recording - Mobile Payments: Mitigating Risks & Reducing Fraud

The move away from cash. Rising smartphone adoption. Improvements in connectivity.

Fraud is Dead! Long Live Fraud?

I think it’s objectively clear now that EMV has stopped card present counterfeit fraud. Truth to tell, it has been for some time, but it’s worth restating – EMV works. The simple graphic below, from UK finance, tells the story quite succinctly. Counterfeit card fraud has chan

'Securing Digital Payments' - A word from the book's Author

A free downloadable book by Andrew Jamieson.

FAQs and Webinar Recording - What's the cost of COTS?

Interoperability of a Mobile Driver License (mDL) application

IoT Security Top 20 Design Principles

How is data promoting fraud reduction in digital commerce through the new EMV® 3-D Secure?

We are living in the age of data.

EMV® 3-D Secure – Securing E-Commerce

If you're coming to this post wondering what exactly 3DS is, it may be worth starting with one of our previous posts on the subject here, or

FAQs & Webinar Recording - Mastercard Profile Advisor webinar

Mastercard Profile Advisor is a new rule-based expert system supporting issuers in the definition of their personalization profiles. Profile Advisor helps you create a profile that meets both your business requirements and Mastercard rules and requirements.

mDL: Are you ready to issue a secure & interoperable Mobile Driver's License?

There's an app for almost everything these days, whether it's shopping, tracking your exercise or finding your way. Now driver's licenses are making the transition from a card to a digital application on your mobile phone; a mobile driver license (mDL).

EMV® 3-D Secure - History, new components & all you need to know

All you need to know about securing e-commerce and

PCI S3: The Future of Payment Software Security

This month (Jan 2019) PCI released their long in the works Software Security Standards onto their website. I say ‘long in the works’ as an update to PCI software assessment standard has been coming for some time now ..

Testing M2M and Consumer Beyond the Specifications

This eBook will analyse the

Launching a 3DS Component at the Market – The Complete Guide from UL

To reflect the current and future market requirements on protecting e-Commerce domain against hacking, fraud, and identity theft, EMVCo released the latest industry standard – the EMV® 3-D Secure.