Knowledge Center

Traditionally, financial institutions may function as business-to-Consumer (B2C) organizations, which directly serve and have relationships with individuals, or as Business-to-Business (B2B) banks, which provide services to business and possibly other financial institution

Many governments around the world are starting to look to technology to help them open up their economies again, often through the use of mobile phone applications which aim to assist with traditional contact tracing.

As countries re-open their economies, phone apps used for tracing user contacts during the day are being deployed globally.

The COVID-19 pandemic is interrupting nearly every aspect of our lives. And in many ways, it is accelerating the adoption of trends that were already on their way.

The car has always been more than just a vehicle, a method to get us from point A to point B.

As of September 14, 2019, acquirers operating in the European Economic Area (EEA) are progressively mandated as payment service providers (PSPs) to comply with EU Directive 2015/2366 (known as PSD2).

The financial industry is in the middle of a seismic shift. Customers who were once fiercely loyal to their bank are now more interested in seeking secure, online methods of transactions with vendors quickly and seamlessly.

When performing a payment in a Card Present (CP) situation the customer may be required to provide validation of their identity and authorization to perform the payment through use of a Cardholder Verification Method(CVM).  Common CVMs used are the customer signature, entry of a

We are living in the age of data. You have probably heard that data is the new oil or the new 21st-century currency for the digital era and the world’s most valuable digital resource.

Testing and validation to acquirer protocols are often considered only at the end of developing a new product or service in the payments industry.

Commoditization of security

When you need to test payment devices, having the right tool is vital. All payment schemes mandate proper testing before connecting your systems to their network.

The payments ecosystem is a thriving industry.  In a 2017 global payments report, McKinsey & Company predicted payments would become a $2 trillion business by 2020.

Connected devices can provide comfort, convenience and enhance the life of the user. However, more connectivity also leads to increased security risks to the user, wider network environments and services. Smart consumer devices will increasingly be connected and introduced into home networks.

Payments, banking, fintech and financial services. Big topics, important themes.

Have you ever felt lost in all the rules and requirements that need to be taken into account for a terminal deployment? Emailing back and forth with card brands, trying to figure out how you should proceed with your certification project, starts to feel like a waste of time.

January 1, 2020 marks the official and unequivocal entry into the era of connected device cybersecurity regulation. The states of California (Senate Bill No. 327) and Oregon (House Bill No.