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Standards & Certifications in Payments Domain

UL performs compliance & interoperability for all major standards and certifications for payment systems

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3GPP is a collaboration among groups of telecommunications associations, known as the Organizational Partners.

American Express

American Express is an American multinational financial services corporation linking issuing and acquiring banks through its own network.

Australian Payments Network

Created in 1992 by Australian banks, AusPayNet is the self-regulatory body for Australia’s payments industry.

Common Criteria

Common Criteria ISO 15408 is accepted in nearly 30 nations, making Common Criteria certificates the most widely recognized security validation available in the IT industry.


Diners Club International (Diners) is owned by Discover Financial Services, a direct banking and payment services company.


Discover Card by the Discover Financial Services, Inc. is the third largest credit card brand in the United States when measured by cards in force.


A local Australian scheme, eftpos is the country's most widely used electronic payments system, accounting for almost half of all domestic card transactions.


EMVCo was formed by Europay International, MasterCard International, and Visa International to manage, maintain and enhance the EMV specifications for payment systems.


ETSI produces globally-applicable standards for ICT, including fixed, mobile, radio, converged, broadcast and internet technologies.


FIPS has been developed by NIST to address the inadequacy of industry standards or solutions for the security and interoperability requirements of the Federal government.


GCF is an independent certification scheme for mobile phones and wireless devices that are based on 3GPP and 3GPP2 standards.

Gemalto PURE

Developed by Gemalto, PURE is a scheme-agnostic EMV application that caters for domestic schemes and private-label card issuers.


GlobalPlatform identifies, develops and publishes specifications promoting the secure and interoperable deployment and management of applications on secure chip technology.


Started as a cooperative venture in 1984, the Canada-based network Interac is now composed of financial institutions, merchants, and technology and payment-related companies.


Specific ISO standards test the communication between a contact and/or contactless interface with a terminal or handset.


Globally expanding since 1981, the JCB brand is now accepted in 190 countries and territories with more than 20 subsidiaries and overseas offices.


For half a century, Mastercard has been using its expertise and technology to ensure the safety, simplicity, and efficiency of payments.


MEPS is Malaysia's premiere interbank network service provider supporting Islamic, domestic, development and foreign banks.


MIFARE® is the trademark of a series of chips widely used in contactless smart cards and proximity cards.


MIFARE4Mobile® extends the availability of MIFARE® technologies to embrace the mobile phone form factor.

NFC Forum

NFC Forum members share development, application, and marketing expertise to develop the optimal solutions for advancing the use of Near Field Communication.


PCI is an independent, self-funded organization, and creates and manages security standards for card payments.


PTCRB's purpose is to provide the framework within which GSM, UMTS LTE mobile devices and modules obtain Type Certification for usage on PTCRB operator networks.


PULSE is the third-largest debit/ATM network in the U.S that is a subsidiary of Discover Financial Services, a direct banking and payment services company with one of the most recognized brands in U.S. financial services.


UnionPay facilitates card acceptance in 160 countries and issuance in more than 40 countries in collaboration with more than a thousand institutions globally.


Connecting consumers, merchants, government and financial institutions, Visa provides a secure and seamless payment experience in all corners of the world since 1958.